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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,991 | $160,070+162.4% | $147,117+185.5% | $145,897+187.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 2.68% | 98.69%-96.0pp | 420.54%-417.9pp | 552.29%-549.6pp |
| Employer contribution / active EE | $4,390 | $5,285-16.9% | $4,932-11.0% | $4,663-5.9% |
| Participant deferral / active EE | $17,906 | $8,419+112.7% | $8,065+122.0% | $6,689+167.7% |
| Admin fee / account holder | $34,724 | $15,035+130.9% | $12,993+167.3% | $13,390+159.3% |