See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $15,575 |
ASCENSUS LLC8 years Service code 15 · EIN 11-3665754 | Recordkeeping | $14,928 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,654 | $67,894+18.8% | $89,340-9.7% | $82,448-2.2% |
| Participation rate | 67.1% | 64.0%+3.0pp | 69.6%-2.5pp | 68.1%-1.0pp |
| Annual return | 12.89% | 19.21%-6.3pp | 20.57%-7.7pp | 41.64%-28.7pp |
| Employer contribution / active EE | $0 | $1,828-100.0% | $2,231-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,101 | $3,072+33.5% | $3,823+7.3% | $4,139-0.9% |
| Admin fee / account holder | $297 | $5,723-94.8% | $6,704-95.6% | $7,234-95.9% |