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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,327 | $160,040-59.8% | $147,096-56.3% | $145,877-55.9% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 17.04% | 98.49%-81.5pp | 419.75%-402.7pp | 551.28%-534.2pp |
| Employer contribution / active EE | $3,377 | $5,289-36.2% | $4,936-31.6% | $4,663-27.6% |
| Participant deferral / active EE | $6,064 | $8,429-28.1% | $8,071-24.9% | $6,691-9.4% |
| Admin fee / account holder | $2,682 | $15,050-82.2% | $13,005-79.4% | $13,402-80.0% |