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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,327 | $160,070-59.8% | $147,117-56.3% | $145,897-55.9% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 17.04% | 98.69%-81.7pp | 420.54%-403.5pp | 552.29%-535.3pp |
| Employer contribution / active EE | $3,377 | $5,285-36.1% | $4,932-31.5% | $4,663-27.6% |
| Participant deferral / active EE | $6,064 | $8,419-28.0% | $8,065-24.8% | $6,689-9.3% |
| Admin fee / account holder | $2,682 | $15,035-82.2% | $12,993-79.4% | $13,390-80.0% |