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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,921 | $112,729-21.1% | $98,716-9.9% | $137,256-35.2% |
| Participation rate | 88.9% | 74.2%+14.7pp | 69.3%+19.6pp | 80.0%+8.9pp |
| Annual return | 20.27% | 38.48%-18.2pp | 31.81%-11.5pp | 220.34%-200.1pp |
| Employer contribution / active EE | $2,417 | $2,725-11.3% | $2,279+6.1% | $4,156-41.8% |
| Participant deferral / active EE | $5,894 | $4,640+27.0% | $4,048+45.6% | $6,407-8.0% |
| Admin fee / account holder | $335 | $10,129-96.7% | $8,703-96.2% | $12,270-97.3% |