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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SRVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $79,366 |
LOCKTON INVESTMENT ADVISORS, LLC1+ years Service code 27 DEPT 999224 · KANSAS CITY, ME 64121 | Advisory (Plan) | $59,821 |
Filed as: NEW YORK LIFE INVESTMENT MANAGEMENT Service code 15 · EIN 52-2206685 | Recordkeeping | $25,364 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,712 | $88,324-15.4% | $115,037-35.1% | $55,191+35.4% |
| Participation rate | 73.2% | 72.5%+0.6pp | 81.4%-8.2pp | 69.2%+4.0pp |
| Annual return | -0.85% | 6.30%-7.1pp | 26.14%-27.0pp | 10.78%-11.6pp |
| Employer contribution / active EE | $948 | $2,805-66.2% | $4,608-79.4% | $1,899-50.0% |
| Participant deferral / active EE | $5,861 | $5,042+16.2% | $6,026-2.7% | $3,046+92.4% |
| Admin fee / account holder | $238 | $105+126.3% | $8,175-97.1% | $91+162.7% |