Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,761 | $93,345+199.7% | $119,126+134.8% | $87,485+219.8% |
| Participation rate | 18.1% | 68.7%-50.7pp | 75.8%-57.7pp | 68.9%-50.9pp |
| Annual return | 17.24% | 19.08%-1.8pp | 282.11%-264.9pp | 26.06%-8.8pp |
| Employer contribution / active EE | $1,162 | $3,172-63.4% | $4,034-71.2% | $2,596-55.2% |
| Participant deferral / active EE | $1,313 | $4,099-68.0% | $5,318-75.3% | $4,274-69.3% |
| Admin fee / account holder | $5,024 | $8,039-37.5% | $10,693-53.0% | $7,775-35.4% |