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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,084 | $80,812+7.8% | $160,784-45.8% | $82,448+5.6% |
| Participation rate | 36.7% | 66.2%-29.6pp | 77.0%-40.3pp | 68.1%-31.4pp |
| Annual return | 15.76% | 100.59%-84.8pp | 1803.92%-1788.2pp | 41.64%-25.9pp |
| Employer contribution / active EE | $483 | $2,174-77.8% | $3,733-87.1% | $2,551-81.1% |
| Participant deferral / active EE | $2,776 | $4,335-36.0% | $6,293-55.9% | $4,139-32.9% |
| Admin fee / account holder | $3,101 | $7,695-59.7% | $9,717-68.1% | $7,234-57.1% |