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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,218 | $48,337+14.2% | $67,560-18.3% | $80,959-31.8% |
| Participation rate | 38.0% | 66.4%-28.4pp | 72.9%-34.9pp | 67.7%-29.7pp |
| Annual return | 68.93% | 18.26%+50.7pp | 3533.50%-3464.6pp | 35.67%+33.3pp |
| Employer contribution / active EE | $7,123 | $2,023+252.2% | $2,737+160.3% | $2,757+158.3% |
| Participant deferral / active EE | $2,453 | $2,928-16.2% | $4,004-38.7% | $4,300-43.0% |
| Admin fee / account holder | $3,051 | $3,695-17.4% | $3,994-23.6% | $6,925-55.9% |