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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,082 | $47,479-36.6% | $62,929-52.2% | $82,448-63.5% |
| Participation rate | 89.7% | 66.9%+22.8pp | 73.1%+16.5pp | 68.1%+21.6pp |
| Annual return | 11.35% | 20.34%-9.0pp | 1063.93%-1052.6pp | 41.64%-30.3pp |
| Employer contribution / active EE | $1,040 | $1,885-44.9% | $2,505-58.5% | $2,551-59.2% |
| Participant deferral / active EE | $1,973 | $2,870-31.3% | $3,888-49.3% | $4,139-52.3% |
| Admin fee / account holder | $1,283 | $3,804-66.3% | $5,065-74.7% | $7,234-82.3% |