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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,731 | $102,422-21.2% | $147,117-45.1% | $80,959-0.3% |
| Participation rate | 48.3% | 75.9%-27.6pp | 82.2%-33.9pp | 67.7%-19.4pp |
| Annual return | 13.51% | 135.16%-121.6pp | 420.54%-407.0pp | 35.67%-22.2pp |
| Employer contribution / active EE | $2,817 | $3,717-24.2% | $4,932-42.9% | $2,757+2.2% |
| Participant deferral / active EE | $5,107 | $6,652-23.2% | $8,065-36.7% | $4,300+18.8% |
| Admin fee / account holder | $1,878 | $7,953-76.4% | $12,993-85.5% | $6,925-72.9% |