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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,299 | $100,073+157.1% | $85,126+202.3% | $145,877+76.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 5.20% | 84.11%-78.9pp | 66.63%-61.4pp | 551.28%-546.1pp |
| Employer contribution / active EE | $7,500 | $3,236+131.7% | $2,731+174.6% | $4,663+60.8% |
| Participant deferral / active EE | $2,538 | $5,294-52.1% | $4,523-43.9% | $6,691-62.1% |
| Admin fee / account holder | $197,754 | $7,261+2623.5% | $6,160+3110.1% | $13,402+1375.5% |