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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,299 | $100,203+156.8% | $85,240+201.9% | $145,897+76.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 5.20% | 84.28%-79.1pp | 66.75%-61.6pp | 552.29%-547.1pp |
| Employer contribution / active EE | $7,500 | $3,242+131.4% | $2,735+174.2% | $4,663+60.9% |
| Participant deferral / active EE | $2,538 | $5,299-52.1% | $4,527-43.9% | $6,689-62.1% |
| Admin fee / account holder | $197,754 | $7,265+2622.0% | $6,165+3107.8% | $13,390+1376.8% |