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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,780 | $211,239-93.9% | $178,528-92.8% | $145,877-91.2% |
| Participation rate | 85.7% | 80.8%+4.9pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 14.40% | 30.22%-15.8pp | 27.11%-12.7pp | 551.28%-536.9pp |
| Employer contribution / active EE | $2,971 | $4,570-35.0% | $3,950-24.8% | $4,663-36.3% |
| Participant deferral / active EE | $3,046 | $6,963-56.2% | $6,278-51.5% | $6,691-54.5% |
| Admin fee / account holder | $3,130 | $12,095-74.1% | $10,419-70.0% | $13,402-76.6% |