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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,740 | $110,093-25.8% | $97,295-16.0% | $145,897-44.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.63% | 244.76%-234.1pp | 75.62%-65.0pp | 552.29%-541.7pp |
| Employer contribution / active EE | $1,652 | $3,077-46.3% | $2,723-39.3% | $4,663-64.6% |
| Participant deferral / active EE | $5,727 | $4,678+22.4% | $4,264+34.3% | $6,689-14.4% |
| Admin fee / account holder | $615 | $6,212-90.1% | $5,646-89.1% | $13,390-95.4% |