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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,805 | $108,911-7.4% | $100,392+0.4% | $145,884-30.9% |
| Participation rate | 27.3% | 83.0%-55.7pp | 81.5%-54.2pp | 80.3%-53.0pp |
| Annual return | 11.62% | 58.23%-46.6pp | 49.45%-37.8pp | 551.85%-540.2pp |
| Employer contribution / active EE | $1,294 | $4,420-70.7% | $3,941-67.2% | $4,662-72.2% |
| Participant deferral / active EE | $4,981 | $8,459-41.1% | $8,090-38.4% | $6,690-25.5% |
| Admin fee / account holder | $580 | $9,698-94.0% | $7,904-92.7% | $13,392-95.7% |