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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,178 | $78,197-10.3% | $98,090-28.5% | $82,637-15.1% |
| Participation rate | 74.3% | 77.5%-3.2pp | 81.5%-7.3pp | 68.1%+6.2pp |
| Annual return | 15.70% | 40.25%-24.5pp | 37.05%-21.3pp | 53.51%-37.8pp |
| Employer contribution / active EE | $5,949 | $2,605+128.4% | $3,606+65.0% | $2,552+133.1% |
| Participant deferral / active EE | $12,338 | $6,636+85.9% | $7,845+57.3% | $4,126+199.0% |
| Admin fee / account holder | $9,782 | $14,832-34.0% | $11,815-17.2% | $7,339+33.3% |