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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,497 | $51,638-0.3% | $68,368-24.7% | $82,448-37.5% |
| Participation rate | 11.5% | 63.6%-52.1pp | 73.8%-62.2pp | 68.1%-56.5pp |
| Annual return | 12.57% | 37.53%-25.0pp | 292.57%-280.0pp | 41.64%-29.1pp |
| Employer contribution / active EE | $390 | $2,047-80.9% | $2,649-85.3% | $2,551-84.7% |
| Participant deferral / active EE | $666 | $2,914-77.1% | $4,123-83.8% | $4,139-83.9% |
| Admin fee / account holder | $117 | $4,643-97.5% | $5,150-97.7% | $7,234-98.4% |