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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,378 | $136,860-62.5% | $120,344-57.3% | $154,746-66.8% |
| Participation rate | 88.2% | 79.9%+8.3pp | 76.7%+11.5pp | 80.7%+7.5pp |
| Annual return | 8.95% | 21.38%-12.4pp | 20.30%-11.4pp | 172.34%-163.4pp |
| Employer contribution / active EE | $3,314 | $3,533-6.2% | $3,020+9.7% | $4,379-24.3% |
| Participant deferral / active EE | $0 | $5,793-100.0% | $5,135-100.0% | $6,730-100.0% |
| Admin fee / account holder | $126,126 | $15,393+719.4% | $12,742+889.9% | $14,365+778.0% |