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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,816 | $108,882+127.6% | $96,754+156.1% | $154,746+60.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 13.02% | 98.39%-85.4pp | 82.04%-69.0pp | 172.34%-159.3pp |
| Employer contribution / active EE | $2,287 | $3,018-24.2% | $2,679-14.6% | $4,379-47.8% |
| Participant deferral / active EE | $8,540 | $5,323+60.4% | $4,758+79.5% | $6,730+26.9% |
| Admin fee / account holder | $437 | $10,200-95.7% | $8,905-95.1% | $14,365-97.0% |