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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,646 | $76,608-80.9% | $56,077-73.9% | $145,877-90.0% |
| Participation rate | 30.4% | 63.2%-32.8pp | 52.5%-22.1pp | 80.3%-49.9pp |
| Annual return | 15.13% | 3009.59%-2994.5pp | 1709.28%-1694.2pp | 551.28%-536.2pp |
| Employer contribution / active EE | $742 | $1,382-46.3% | $1,040-28.7% | $4,663-84.1% |
| Participant deferral / active EE | $1,108 | $2,624-57.8% | $1,954-43.3% | $6,691-83.4% |
| Admin fee / account holder | $21 | $3,325-99.4% | $2,825-99.2% | $13,402-99.8% |