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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,983 | $172,111+124.8% | $150,298+157.5% | $137,256+181.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 21.13% | 69.37%-48.2pp | 62.79%-41.7pp | 220.34%-199.2pp |
| Employer contribution / active EE | $1,378 | $4,636-70.3% | $4,154-66.8% | $4,156-66.9% |
| Participant deferral / active EE | $210 | $6,166-96.6% | $5,453-96.1% | $6,407-96.7% |
| Admin fee / account holder | $27,536 | $16,471+67.2% | $14,116+95.1% | $12,270+124.4% |