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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,457 | $162,136-48.5% | $152,301-45.2% | $154,746-46.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 28.34% | 91.02%-62.7pp | 80.50%-52.2pp | 172.34%-144.0pp |
| Employer contribution / active EE | $8,325 | $4,890+70.2% | $4,624+80.0% | $4,379+90.1% |
| Participant deferral / active EE | $23,500 | $8,341+181.7% | $8,004+193.6% | $6,730+249.2% |
| Admin fee / account holder | $867 | $15,759-94.5% | $14,398-94.0% | $14,365-94.0% |