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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,973 | $111,535+222.7% | $105,223+242.1% | $137,256+162.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 18.79% | 237.85%-219.1pp | 180.65%-161.9pp | 220.34%-201.5pp |
| Employer contribution / active EE | $1,312 | $3,939-66.7% | $3,689-64.4% | $4,156-68.4% |
| Participant deferral / active EE | $12,191 | $5,500+121.7% | $5,072+140.4% | $6,407+90.3% |
| Admin fee / account holder | $5,300 | $9,721-45.5% | $8,859-40.2% | $12,270-56.8% |