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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,814 | $69,273-59.8% | $90,796-69.4% | $82,637-66.3% |
| Participation rate | 67.4% | 64.0%+3.4pp | 69.5%-2.1pp | 68.1%-0.7pp |
| Annual return | 16.13% | 18.37%-2.2pp | 19.29%-3.2pp | 53.51%-37.4pp |
| Employer contribution / active EE | $1,930 | $1,865+3.5% | $2,294-15.9% | $2,552-24.4% |
| Participant deferral / active EE | $3,389 | $3,047+11.2% | $3,822-11.3% | $4,126-17.9% |
| Admin fee / account holder | $3,058 | $5,511-44.5% | $7,024-56.5% | $7,339-58.3% |