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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,106 | $166,131-81.9% | $164,975-81.8% | $145,877-79.4% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 11.18% | 100.37%-89.2pp | 70.12%-58.9pp | 551.28%-540.1pp |
| Employer contribution / active EE | $1,468 | $5,276-72.2% | $4,343-66.2% | $4,663-68.5% |
| Participant deferral / active EE | $2,671 | $6,962-61.6% | $6,033-55.7% | $6,691-60.1% |
| Admin fee / account holder | $1,612 | $16,648-90.3% | $12,688-87.3% | $13,402-88.0% |