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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,914 | $178,174-84.3% | $156,181-82.1% | $137,256-79.7% |
| Participation rate | 87.0% | 82.0%+4.9pp | 78.8%+8.1pp | 80.0%+7.0pp |
| Annual return | 14.56% | 84.19%-69.6pp | 64.87%-50.3pp | 220.34%-205.8pp |
| Employer contribution / active EE | $1,323 | $4,972-73.4% | $4,294-69.2% | $4,156-68.2% |
| Participant deferral / active EE | $2,176 | $6,888-68.4% | $6,132-64.5% | $6,407-66.0% |
| Admin fee / account holder | $7,482 | $17,404-57.0% | $14,586-48.7% | $12,270-39.0% |