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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,842 | $81,476-10.6% | $102,383-28.9% | $80,925-10.0% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 12.70% | 25.59%-12.9pp | 24.94%-12.2pp | 35.65%-22.9pp |
| Employer contribution / active EE | $1,594 | $3,105-48.7% | $3,870-58.8% | $2,756-42.2% |
| Participant deferral / active EE | $3,297 | $3,871-14.8% | $5,060-34.8% | $4,299-23.3% |
| Admin fee / account holder | $648 | $6,717-90.4% | $8,391-92.3% | $6,940-90.7% |