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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,566 | $57,073-65.7% | $85,126-77.0% | $80,925-75.8% |
| Participation rate | 86.0% | 56.4%+29.6pp | 67.5%+18.5pp | 67.7%+18.4pp |
| Annual return | 10.10% | 21.69%-11.6pp | 66.63%-56.5pp | 35.65%-25.5pp |
| Employer contribution / active EE | $5,837 | $1,801+224.2% | $2,731+113.7% | $2,756+111.8% |
| Participant deferral / active EE | $2,182 | $3,113-29.9% | $4,523-51.8% | $4,299-49.2% |
| Admin fee / account holder | $1,134 | $4,988-77.3% | $6,160-81.6% | $6,940-83.7% |