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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,434 | $183,592+38.6% | $155,574+63.5% | $145,877+74.4% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 9.81% | 61.37%-51.6pp | 64.87%-55.1pp | 551.28%-541.5pp |
| Employer contribution / active EE | $2,792 | $5,317-47.5% | $4,676-40.3% | $4,663-40.1% |
| Participant deferral / active EE | $9,284 | $6,466+43.6% | $5,629+64.9% | $6,691+38.8% |
| Admin fee / account holder | $1,231 | $19,316-93.6% | $15,914-92.3% | $13,402-90.8% |