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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,941 | $172,111+84.1% | $150,298+110.9% | $137,256+130.9% |
| Participation rate | 88.2% | 81.7%+6.5pp | 77.8%+10.5pp | 80.0%+8.3pp |
| Annual return | 15.17% | 69.37%-54.2pp | 62.79%-47.6pp | 220.34%-205.2pp |
| Employer contribution / active EE | $2,980 | $4,636-35.7% | $4,154-28.3% | $4,156-28.3% |
| Participant deferral / active EE | $9,757 | $6,166+58.2% | $5,453+78.9% | $6,407+52.3% |
| Admin fee / account holder | $1,735 | $16,471-89.5% | $14,116-87.7% | $12,270-85.9% |