Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,232 | $57,590-40.6% | $86,233-60.3% | $82,448-58.5% |
| Participation rate | 41.9% | 57.9%-15.9pp | 69.0%-27.1pp | 68.1%-26.1pp |
| Annual return | 12.07% | 22.41%-10.3pp | 61.39%-49.3pp | 41.64%-29.6pp |
| Employer contribution / active EE | $907 | $1,655-45.2% | $2,504-63.8% | $2,551-64.5% |
| Participant deferral / active EE | $1,909 | $3,080-38.0% | $4,559-58.1% | $4,139-53.9% |
| Admin fee / account holder | $5,237 | $4,730+10.7% | $8,342-37.2% | $7,234-27.6% |