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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,609 | $49,976+113.3% | $66,674+59.9% | $82,637+29.0% |
| Participation rate | 94.2% | 63.1%+31.1pp | 73.7%+20.6pp | 68.1%+26.2pp |
| Annual return | 0.00% | 39.09%-39.1pp | 321.24%-321.2pp | 53.51%-53.5pp |
| Employer contribution / active EE | $3,144 | $1,988+58.1% | $2,620+20.0% | $2,552+23.2% |
| Participant deferral / active EE | $4,878 | $2,847+71.4% | $4,084+19.4% | $4,126+18.2% |
| Admin fee / account holder | $842 | $4,594-81.7% | $5,098-83.5% | $7,339-88.5% |