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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,609 | $51,638+106.5% | $68,368+55.9% | $82,448+29.3% |
| Participation rate | 94.2% | 63.6%+30.6pp | 73.8%+20.5pp | 68.1%+26.2pp |
| Annual return | 0.00% | 37.53%-37.5pp | 292.57%-292.6pp | 41.64%-41.6pp |
| Employer contribution / active EE | $3,144 | $2,047+53.6% | $2,649+18.7% | $2,551+23.2% |
| Participant deferral / active EE | $4,878 | $2,914+67.4% | $4,123+18.3% | $4,139+17.8% |
| Admin fee / account holder | $842 | $4,643-81.9% | $5,150-83.6% | $7,234-88.4% |