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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,880 | $174,379-63.4% | $152,093-58.0% | $138,895-54.0% |
| Participation rate | 76.9% | 81.6%-4.7pp | 77.8%-0.8pp | 79.9%-3.0pp |
| Annual return | 6.36% | 74.86%-68.5pp | 66.36%-60.0pp | 145.39%-139.0pp |
| Employer contribution / active EE | $3,141 | $4,652-32.5% | $4,175-24.8% | $4,194-25.1% |
| Participant deferral / active EE | $0 | $6,159-100.0% | $5,451-100.0% | $6,396-100.0% |
| Admin fee / account holder | $1,425 | $16,880-91.6% | $14,497-90.2% | $12,562-88.7% |