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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,262 | $90,530-78.7% | $76,030-74.7% | $145,897-86.8% |
| Participation rate | 83.3% | 74.4%+8.9pp | 69.1%+14.3pp | 80.3%+3.0pp |
| Annual return | 9.03% | 625.08%-616.0pp | 361.54%-352.5pp | 552.29%-543.3pp |
| Employer contribution / active EE | $744 | $3,319-77.6% | $2,688-72.3% | $4,663-84.0% |
| Participant deferral / active EE | $2,976 | $5,164-42.4% | $4,257-30.1% | $6,689-55.5% |
| Admin fee / account holder | $575 | $8,383-93.1% | $6,421-91.0% | $13,390-95.7% |