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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,262 | $90,614-78.7% | $76,089-74.7% | $145,877-86.8% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.1%+14.2pp | 80.3%+3.0pp |
| Annual return | 9.03% | 623.80%-614.8pp | 360.94%-351.9pp | 551.28%-542.2pp |
| Employer contribution / active EE | $744 | $3,324-77.6% | $2,690-72.3% | $4,663-84.0% |
| Participant deferral / active EE | $2,976 | $5,168-42.4% | $4,259-30.1% | $6,691-55.5% |
| Admin fee / account holder | $575 | $8,376-93.1% | $6,418-91.0% | $13,402-95.7% |