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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,532 | $162,136+55.1% | $152,301+65.2% | $154,746+62.5% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 12.61% | 91.02%-78.4pp | 80.50%-67.9pp | 172.34%-159.7pp |
| Employer contribution / active EE | $7,057 | $4,890+44.3% | $4,624+52.6% | $4,379+61.2% |
| Participant deferral / active EE | $13,746 | $8,341+64.8% | $8,004+71.7% | $6,730+104.2% |
| Admin fee / account holder | $4,424 | $15,759-71.9% | $14,398-69.3% | $14,365-69.2% |