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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,362 | $126,113-81.5% | $116,096-79.9% | $155,188-84.9% |
| Participation rate | 53.3% | 75.1%-21.8pp | 73.3%-20.0pp | 80.8%-27.5pp |
| Annual return | 13.57% | 391.72%-378.1pp | 326.25%-312.7pp | 148.84%-135.3pp |
| Employer contribution / active EE | $0 | $2,672-100.0% | $2,503-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $1,616 | $4,162-61.2% | $3,952-59.1% | $6,531-75.3% |
| Admin fee / account holder | $1,225 | $8,045-84.8% | $7,704-84.1% | $14,480-91.5% |