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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,362 | $102,938-77.3% | $94,105-75.2% | $138,895-83.2% |
| Participation rate | 53.3% | 74.6%-21.3pp | 71.9%-18.6pp | 79.9%-26.6pp |
| Annual return | 13.57% | 250.28%-236.7pp | 204.55%-191.0pp | 145.39%-131.8pp |
| Employer contribution / active EE | $0 | $2,732-100.0% | $2,504-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,616 | $4,196-61.5% | $3,881-58.4% | $6,396-74.7% |
| Admin fee / account holder | $1,225 | $6,600-81.4% | $6,199-80.2% | $12,562-90.2% |