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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,944 | $123,155+73.7% | $108,753+96.7% | $155,188+37.9% |
| Participation rate | 65.2% | 75.6%-10.4pp | 71.1%-5.9pp | 80.8%-15.6pp |
| Annual return | 14.80% | 44.73%-29.9pp | 37.47%-22.7pp | 148.84%-134.0pp |
| Employer contribution / active EE | $2,129 | $2,811-24.3% | $2,427-12.3% | $4,248-49.9% |
| Participant deferral / active EE | $2,984 | $4,623-35.5% | $4,115-27.5% | $6,531-54.3% |
| Admin fee / account holder | $10,035 | $12,126-17.2% | $10,320-2.8% | $14,480-30.7% |