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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,291,722 | $155,555+730.4% | $146,866+779.5% | $155,188+732.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 20.69% | 115.41%-94.7pp | 102.85%-82.2pp | 148.84%-128.1pp |
| Employer contribution / active EE | $1,350 | $4,647-70.9% | $4,425-69.5% | $4,248-68.2% |
| Participant deferral / active EE | $5,400 | $8,044-32.9% | $7,759-30.4% | $6,531-17.3% |
| Admin fee / account holder | $22,636 | $14,755+53.4% | $13,620+66.2% | $14,480+56.3% |