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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,605 | $88,672-68.9% | $105,223-73.8% | $82,448-66.5% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 17.92% | 30.86%-12.9pp | 180.65%-162.7pp | 41.64%-23.7pp |
| Employer contribution / active EE | $1,763 | $3,048-42.2% | $3,689-52.2% | $2,551-30.9% |
| Participant deferral / active EE | $3,665 | $4,036-9.2% | $5,072-27.7% | $4,139-11.4% |
| Admin fee / account holder | $2,342 | $7,146-67.2% | $8,859-73.6% | $7,234-67.6% |