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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,657 | $145,431-37.0% | $211,142-56.6% | $87,485+4.8% |
| Participation rate | 96.3% | 84.7%+11.5pp | 87.3%+9.0pp | 68.9%+27.3pp |
| Annual return | 12.66% | 27.21%-14.5pp | 46.84%-34.2pp | 26.06%-13.4pp |
| Employer contribution / active EE | $3,755 | $4,662-19.5% | $6,442-41.7% | $2,596+44.6% |
| Participant deferral / active EE | $7,671 | $6,859+11.8% | $9,284-17.4% | $4,274+79.5% |
| Admin fee / account holder | $3,286 | $17,052-80.7% | $19,076-82.8% | $7,775-57.7% |