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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,657 | $146,267-37.3% | $197,124-53.5% | $82,448+11.2% |
| Participation rate | 96.3% | 84.0%+12.2pp | 86.7%+9.5pp | 68.1%+28.2pp |
| Annual return | 12.66% | 29.61%-17.0pp | 44.34%-31.7pp | 41.64%-29.0pp |
| Employer contribution / active EE | $3,755 | $4,723-20.5% | $6,227-39.7% | $2,551+47.2% |
| Participant deferral / active EE | $7,671 | $7,035+9.0% | $9,135-16.0% | $4,139+85.3% |
| Admin fee / account holder | $3,286 | $14,422-77.2% | $16,298-79.8% | $7,234-54.6% |