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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,985 | $86,949-8.0% | $102,460-21.9% | $80,959-1.2% |
| Participation rate | 71.0% | 72.4%-1.4pp | 76.5%-5.5pp | 67.7%+3.3pp |
| Annual return | 10.78% | 18.89%-8.1pp | 29.47%-18.7pp | 35.67%-24.9pp |
| Employer contribution / active EE | $2,020 | $2,370-14.8% | $3,025-33.2% | $2,757-26.7% |
| Participant deferral / active EE | $3,975 | $4,121-3.5% | $5,056-21.4% | $4,300-7.6% |
| Admin fee / account holder | $1,224 | $8,048-84.8% | $9,460-87.1% | $6,925-82.3% |