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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,248 | $88,778-77.2% | $81,844-75.3% | $145,884-86.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.31% | 1033.03%-1020.7pp | 778.87%-766.6pp | 551.85%-539.5pp |
| Employer contribution / active EE | $1,434 | $3,087-53.5% | $2,916-50.8% | $4,662-69.2% |
| Participant deferral / active EE | $4,666 | $4,648+0.4% | $4,323+7.9% | $6,690-30.3% |
| Admin fee / account holder | $997 | $8,430-88.2% | $7,355-86.4% | $13,392-92.6% |