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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,491 | $62,146+106.8% | $81,438+57.8% | $74,546+72.4% |
| Participation rate | 43.6% | 64.1%-20.5pp | 69.5%-25.9pp | 67.2%-23.6pp |
| Annual return | 15.69% | 16.49%-0.8pp | 24.74%-9.1pp | 1366.03%-1350.3pp |
| Employer contribution / active EE | $2,053 | $1,883+9.1% | $2,460-16.5% | $2,624-21.8% |
| Participant deferral / active EE | $4,167 | $3,229+29.0% | $3,883+7.3% | $4,347-4.1% |
| Admin fee / account holder | $25,390 | $1,922+1220.9% | $5,764+340.5% | $1,944+1206.4% |