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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,491 | $62,166+106.7% | $81,286+58.1% | $74,429+72.6% |
| Participation rate | 43.6% | 64.1%-20.5pp | 69.5%-25.9pp | 67.2%-23.6pp |
| Annual return | 15.69% | 16.50%-0.8pp | 24.80%-9.1pp | 1368.38%-1352.7pp |
| Employer contribution / active EE | $2,053 | $1,881+9.2% | $2,463-16.6% | $2,625-21.8% |
| Participant deferral / active EE | $4,167 | $3,223+29.3% | $3,883+7.3% | $4,348-4.2% |
| Admin fee / account holder | $25,390 | $1,925+1219.3% | $5,764+340.5% | $1,944+1205.9% |