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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,067 | $100,970-55.4% | $96,576-53.3% | $137,256-67.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 65.89% | 38.16%+27.7pp | 38.47%+27.4pp | 220.34%-154.5pp |
| Employer contribution / active EE | $3,347 | $3,809-12.1% | $3,553-5.8% | $4,156-19.5% |
| Participant deferral / active EE | $8,833 | $8,286+6.6% | $7,956+11.0% | $6,407+37.9% |
| Admin fee / account holder | $313 | $11,312-97.2% | $11,381-97.3% | $12,270-97.5% |