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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,150 | $81,358+208.7% | $155,556+61.5% | $80,959+210.2% |
| Participation rate | 97.5% | 66.3%+31.2pp | 78.2%+19.2pp | 67.7%+29.8pp |
| Annual return | 15.95% | 33.39%-17.4pp | 64.84%-48.9pp | 35.67%-19.7pp |
| Employer contribution / active EE | $8,137 | $3,106+161.9% | $4,675+74.0% | $2,757+195.1% |
| Participant deferral / active EE | $6,287 | $3,455+81.9% | $5,631+11.7% | $4,300+46.2% |
| Admin fee / account holder | $41,607 | $7,994+420.5% | $15,885+161.9% | $6,925+500.8% |