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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,150 | $81,276+209.0% | $155,574+61.4% | $80,925+210.3% |
| Participation rate | 97.5% | 66.2%+31.2pp | 78.2%+19.3pp | 67.7%+29.8pp |
| Annual return | 15.95% | 33.36%-17.4pp | 64.87%-48.9pp | 35.65%-19.7pp |
| Employer contribution / active EE | $8,137 | $3,103+162.2% | $4,676+74.0% | $2,756+195.2% |
| Participant deferral / active EE | $6,287 | $3,453+82.1% | $5,629+11.7% | $4,299+46.3% |
| Admin fee / account holder | $41,607 | $7,993+420.5% | $15,914+161.4% | $6,940+499.5% |