Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,971 | $101,763-70.5% | $164,866-81.8% | $80,874-62.9% |
| Participation rate | 8.4% | 71.8%-63.4pp | 78.6%-70.2pp | 67.6%-59.2pp |
| Annual return | 38.03% | 16.73%+21.3pp | 69.97%-31.9pp | 35.62%+2.4pp |
| Employer contribution / active EE | $844 | $2,954-71.4% | $4,343-80.6% | $2,756-69.4% |
| Participant deferral / active EE | $4,209 | $4,477-6.0% | $6,033-30.2% | $4,297-2.0% |
| Admin fee / account holder | $2,439 | $8,228-70.4% | $12,689-80.8% | $6,935-64.8% |