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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,829 | $81,358-81.8% | $155,556-90.5% | $80,959-81.7% |
| Participation rate | 22.7% | 66.3%-43.5pp | 78.2%-55.5pp | 67.7%-44.9pp |
| Annual return | 15.34% | 33.39%-18.0pp | 64.84%-49.5pp | 35.67%-20.3pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $951 | $3,455-72.5% | $5,631-83.1% | $4,300-77.9% |
| Admin fee / account holder | $283 | $7,994-96.5% | $15,885-98.2% | $6,925-95.9% |