Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,527 | $106,749+1.7% | $145,433-25.4% | $82,448+31.6% |
| Participation rate | 65.7% | 75.6%-10.0pp | 82.1%-16.4pp | 68.1%-2.4pp |
| Annual return | 14.75% | 27.59%-12.8pp | 66.58%-51.8pp | 41.64%-26.9pp |
| Employer contribution / active EE | $509 | $3,444-85.2% | $4,554-88.8% | $2,551-80.0% |
| Participant deferral / active EE | $5,365 | $6,519-17.7% | $7,897-32.1% | $4,139+29.6% |
| Admin fee / account holder | $7,482 | $8,390-10.8% | $13,129-43.0% | $7,234+3.4% |