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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,395 | $111,535+163.1% | $105,223+178.8% | $137,256+113.8% |
| Participation rate | 95.0% | 78.1%+16.9pp | 75.0%+20.0pp | 80.0%+15.0pp |
| Annual return | 14.45% | 237.85%-223.4pp | 180.65%-166.2pp | 220.34%-205.9pp |
| Employer contribution / active EE | $7,333 | $3,939+86.2% | $3,689+98.8% | $4,156+76.5% |
| Participant deferral / active EE | $13,338 | $5,500+142.5% | $5,072+163.0% | $6,407+108.2% |
| Admin fee / account holder | $57,600 | $9,721+492.5% | $8,859+550.2% | $12,270+369.4% |