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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,395 | $129,737+126.1% | $119,126+146.3% | $154,746+89.6% |
| Participation rate | 95.0% | 78.9%+16.1pp | 75.8%+19.2pp | 80.7%+14.3pp |
| Annual return | 14.45% | 379.08%-364.6pp | 282.11%-267.7pp | 172.34%-157.9pp |
| Employer contribution / active EE | $7,333 | $4,375+67.6% | $4,034+81.8% | $4,379+67.5% |
| Participant deferral / active EE | $13,338 | $5,842+128.3% | $5,318+150.8% | $6,730+98.2% |
| Admin fee / account holder | $57,600 | $11,961+381.6% | $10,693+438.7% | $14,365+301.0% |