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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,230 | $110,410+231.7% | $102,437+257.5% | $145,897+151.0% |
| Participation rate | 78.9% | 77.9%+1.0pp | 74.5%+4.4pp | 80.3%-1.4pp |
| Annual return | 12.51% | 24.85%-12.3pp | 24.95%-12.4pp | 552.29%-539.8pp |
| Employer contribution / active EE | $5,265 | $4,217+24.8% | $3,871+36.0% | $4,663+12.9% |
| Participant deferral / active EE | $13,266 | $5,622+136.0% | $5,060+162.2% | $6,689+98.3% |
| Admin fee / account holder | $61,936 | $9,745+535.6% | $8,388+638.4% | $13,390+362.5% |