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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,103 | $111,814+16.4% | $93,654+38.9% | $145,959-10.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 7.40% | 203.30%-195.9pp | 133.34%-125.9pp | 561.95%-554.5pp |
| Employer contribution / active EE | $1,501 | $3,092-51.4% | $2,421-38.0% | $4,661-67.8% |
| Participant deferral / active EE | $4,725 | $4,914-3.9% | $4,413+7.1% | $6,689-29.4% |
| Admin fee / account holder | $2,190 | $10,246-78.6% | $8,282-73.6% | $13,398-83.7% |