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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,103 | $111,878+16.3% | $93,727+38.8% | $145,897-10.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 7.40% | 204.28%-196.9pp | 133.83%-126.4pp | 552.29%-544.9pp |
| Employer contribution / active EE | $1,501 | $3,092-51.5% | $2,421-38.0% | $4,663-67.8% |
| Participant deferral / active EE | $4,725 | $4,920-4.0% | $4,417+7.0% | $6,689-29.4% |
| Admin fee / account holder | $2,190 | $10,256-78.7% | $8,292-73.6% | $13,390-83.6% |