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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,882 | $112,729-20.3% | $98,716-8.9% | $137,256-34.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 9.99% | 38.48%-28.5pp | 31.81%-21.8pp | 220.34%-210.4pp |
| Employer contribution / active EE | $1,979 | $2,725-27.4% | $2,279-13.2% | $4,156-52.4% |
| Participant deferral / active EE | $4,269 | $4,640-8.0% | $4,048+5.5% | $6,407-33.4% |
| Admin fee / account holder | $2,066 | $10,129-79.6% | $8,703-76.3% | $12,270-83.2% |