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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,099 | $196,972-58.3% | $182,262-55.0% | $198,609-58.7% |
| Participation rate | 88.2% | 85.7%+2.5pp | 84.2%+4.0pp | 82.4%+5.9pp |
| Annual return | 13.23% | 158.27%-145.0pp | 140.60%-127.4pp | 202.70%-189.5pp |
| Employer contribution / active EE | $0 | $5,364-100.0% | $5,046-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $5,276 | $8,643-39.0% | $8,276-36.3% | $6,977-24.4% |
| Admin fee / account holder | $1,486 | $18,429-91.9% | $16,712-91.1% | $19,030-92.2% |