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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,444 | $111,785-11.0% | $93,669+6.2% | $145,877-31.8% |
| Participation rate | 88.2% | 74.2%+14.0pp | 68.7%+19.5pp | 80.3%+7.9pp |
| Annual return | 10.31% | 203.79%-193.5pp | 133.59%-123.3pp | 551.28%-541.0pp |
| Employer contribution / active EE | $4,146 | $3,096+33.9% | $2,424+71.1% | $4,663-11.1% |
| Participant deferral / active EE | $7,559 | $4,919+53.7% | $4,416+71.2% | $6,691+13.0% |
| Admin fee / account holder | $4,557 | $10,256-55.6% | $8,291-45.0% | $13,402-66.0% |