Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,884 | $79,867-83.9% | $120,344-89.3% | $64,340-80.0% |
| Participation rate | 50.0% | 63.0%-13.0pp | 76.7%-26.7pp | 55.2%-5.2pp |
| Annual return | 13.67% | 21.10%-7.4pp | 20.30%-6.6pp | 24.14%-10.5pp |
| Employer contribution / active EE | $1,072 | $1,925-44.3% | $3,020-64.5% | $1,862-42.4% |
| Participant deferral / active EE | $1,340 | $3,593-62.7% | $5,135-73.9% | $2,980-55.0% |
| Admin fee / account holder | $3,368 | $5,039-33.2% | $12,742-73.6% | $3,703-9.0% |